In the Name of Allah, the Entirely Merciful, the Especially Merciful. 1. By the time! 2. Surely people will be in loss. 3. Except for those who believe and do righteous deeds and advise each other with the truth and advise each other with patience.
(1-3) Allah takes an oath by time, the passage of night and day, the time in which man works his deeds: “By the time” , the purpose of the oath being “Truly man is in a state of loss” , loss has many different levels: complete loss, the state of one who loses both this world and the Hereafter, who loses eternal bliss and instead deserves Hell. A person could also lose out in some aspects and not others and this is why Allah generalizes this loss to all people except those who have four qualities: -Those who believe in what Allah has ordered to believe in, faith cannot come about or be com plete without knowledge and therefore it is a branch of knowledge. – And “do good works,” all good deeds, outward and inward, those linked to the rights of Allah and the rights of His slaves, both the obligatory and recommended – And “counsel one another to the truth” which is faith and righteous deeds – “And counsel one another to patience” in obedience to Allah, away from disobedience to Him, and in the face of His decrees that man finds painful. The first two matters perfect the person and the next two aid to perfect others. In the completion of these four matters lies safety from loss and through them does the person attain success.